8175216777
Jon David Nolan
8175216777
Compare Visitors Insurance
Jon David Nolan
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Visitors Care Plus vs Safe Travels USA Comprehensive Insurance
While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: Visitors Care Plus vs Safe Travels USA Comprehensive Insurance.
Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.
If you prefer an explanation of how these benefits or specific coverage could work, please contact our office and we will explain to you in further detail.
All amounts are in U.S. dollars.
Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.
Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.
Jon David Nolan
General
Medical - Outpatient
Up to $60 per visit, 10 visits per annual period
Up to $60 per visit, 10 visits per annual period
$330 per visit
No coverage if not admitted to hospital, unless for injury.
Up to $250 per annual period, maximum of 90 days per prescription
-
To policy maximum
Urgent Care: Deductible waived, $30 copay; unless $0 deductible.
Walk-in Clinic: Deductible waived, $15 copay: unless $0 deductible.
Co-insurance still applies.
To policy maximum
Extra $200 copay for illness visit that does not result in hospital admission.
To policy maximum or $250,000 maximum limit, whichever is lower; 90 day supply per prescription.
$125 for one visit. Minimum initial purchase of 30 days. Must occur within first 21 days from effective date.
Medical - Inpatient
Up to $1,400 per day, 30 days maximum per annual period
Up to $2,060 per day, 8 days maximum per annual period
Up to $3,300 per surgical session
Up to $825 per surgical session
Up to $825 per surgical session
Up to $60 per visit, 30 visits per annual period
Up to $450 per annual period
Up to $1,100 per annual period
To policy maximum, average semi-private room including nursing services.
To policy maximum, three times average semi-private room rate
To policy maximum
To policy maximum
20% of primary surgeon charge. No standby availability coverage.
To policy maximum
To policy maximum
To policy maximum
Medical - Other Treatment And Services
-
Same as any other eligible medical expense
Up to $1,000 per annual period for a standard basic hospital bed, standard basic wheelchair or the initial orthopedic prosthetic
-
-
Up to $450 per annual period
No coverage if not admitted to hospital, unless for injury.
-
-
Up to $40 per visit, 1 per visit per day, 12 visits maximum
Must be ordered in advance by physician.
None
None
None
Acute onset only, for persons under 70: Medical up to policy maximum; Medical evacuation up to $25,000.
Acute onset only, for persons under 70: Medical up to policy maximum; Medical evacuation up to $25,000.
Included
180 days
$25,000 for ages up to 69; $15,000 for ages 70 and over
-
-
Optional: Sports Activity Coverage
To policy maximum. Must be medically necessary.
Emergency medical treatment of pregnancy to $1,000
$2,500
$50 per day, maximum of 10 days
Must be ordered in advance by physician.
First Health PPO
Network of physicians, hospitals, urgent cares, labs and other healthcare providers.
No network for pharmacies, dentists, ambulance.
First Health PPO
Network of physicians, hospitals, urgent cares, labs and other healthcare providers.
No network for pharmacies, dentists, ambulance.
None
Acute onset only. $20,000 up to age 64, $10,000 for ages 65-69. Medical evacuation up to $25,000.
Acute onset only. $20,000 up to age 64, $10,000 for ages 65-69. Medical evacuation up to $25,000.
-
Included
Dental
-
Up to $550 per annual period
$250
$250
Travel
Life
-
$25,000
$25,000 included. Optional add-ons up to $500,000.
$25,000 included. Optional add-ons up to $500,000.
Other
-
Incidental: 14 days after 30 days continuous coverage
-
-
-
$50,000
Included
Included
Optional: Return to Home Country Coverage, incidental up to $25,000. Minimum initial purchase of 30 days.
$50 per night, $500 maximum
-
$10,000. $250 per day, 5 day maximum for accommodations.
-
Included
Plan Features
Before effective date, full refund.
After effective date, pro-rated refund minus $25 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum to 2 years maximum
$0
$0
Private Duty Nursing: $550
Email
Annual
$0 Up to 69
$50 Up to 79
$100 Up to 79
Per Incident
$50,000 Up to 79
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
Before or on effective date, full refund.
After effective date, pro-rated refund minus $50 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum up to 364 days maximum
$0
$0
Political Evacuation: $25,000
Email
Per Policy Period
$0 Up to 89
$50 Up to 89
$100 Up to 89
$250 Up to 89
$500 Up to 89
$1,000 Up to 89
$2,500 Up to 89
$5,000 Up to 89
Lifetime Maximum
$20,000 80-89
$50,000 Up to 79
$100,000 Up to 79
$250,000 Up to 64
$500,000 Up to 64
$1,000,000 Up to 64
Surego Administrative Services
Zurich Insurance Europe AG Belgian branch
- This comparison only shows major differences between any two given plans. For a more comprehensive comparison, please see the Detailed Comparison tab above.
- For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
- Coverages shown are per person unless noted otherwise.
- The dash (-) in the fields above means Not Applicable (N/A).
- Home country for IMG (Patriot products, Visitors Care, Visitors Protect), WorldTrips (Atlas, VisitorSecure), and Global Underwriters (Diplomat America, Diplomat Long Term, Diplomat International) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment.
- Home country for Azimuth Risk Solutions (Beacon products) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
- For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
- Coverages shown are per person unless noted otherwise.
- The dash (-) in the fields above means Not Applicable (N/A).
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